What We Do

What We Do

What We Do

Empowering Credit Unions with white-labeled, feature-rich, deposit and loan application solutions

Empowering Credit Unions with white-labeled, feature-rich, deposit and loan application solutions

Empowering Credit Unions with white-labeled, feature-rich, deposit and loan application solutions

Digital Account Opening

Digital Account Opening

Digital Account Opening

A digital origination experience complete with automated cross-selling, retargeting, premium fraud and ID verification, immediate funding, and a streamlined member experience that takes less than five minutes both online or in a branch to open a membership and deposit accounts.

A digital origination experience complete with automated cross-selling, retargeting, premium fraud and ID verification, immediate funding, and a streamlined member experience that takes less than five minutes both online or in a branch to open a membership and deposit accounts.

A digital origination experience complete with automated cross-selling, retargeting, premium fraud and ID verification, immediate funding, and a streamlined member experience that takes less than five minutes both online or in a branch to open a membership and deposit accounts.

Effortless Account Opening: In-Branch & Online

Effortless Account Opening: In-Branch & Online

Effortless Account Opening: In-Branch & Online

Empower your members and staff to open and fund various deposit account types, including membership, checking, savings, share certificates, money markets, and IRAs whether your member is online, or in your branch.

Empower your members and staff to open and fund various deposit account types, including membership, checking, savings, share certificates, money markets, and IRAs whether your member is online, or in your branch.

Empower your members and staff to open and fund various deposit account types, including membership, checking, savings, share certificates, money markets, and IRAs whether your member is online, or in your branch.

Identity Verification & Fraud Checks

Identity Verification & Fraud Checks

Identity Verification & Fraud Checks

Clutch offers a seamless deposit account opening experience without compromising on security.


Our industry-leading fraud integrations allow you to prevent fraud, without preventing legitimate applications.

Clutch offers a seamless deposit account opening experience without compromising on security.


Our industry-leading fraud integrations allow you to prevent fraud, without preventing legitimate applications.

Clutch offers a seamless deposit account opening experience without compromising on security.


Our industry-leading fraud integrations allow you to prevent fraud, without preventing legitimate applications.

Digital Funding Made Easy

Digital Funding Made Easy

Digital Funding Made Easy

Fuel your deposit growth by allowing members to seamlessly fund their accounts during the application process with the method of their choice.


Enable members to choose from internal transfers, straightforward ACH transfers, or the flexibility of utilizing debit/credit card funding options.

Fuel your deposit growth by allowing members to seamlessly fund their accounts during the application process with the method of their choice.


Enable members to choose from internal transfers, straightforward ACH transfers, or the flexibility of utilizing debit/credit card funding options.

Fuel your deposit growth by allowing members to seamlessly fund their accounts during the application process with the method of their choice.


Enable members to choose from internal transfers, straightforward ACH transfers, or the flexibility of utilizing debit/credit card funding options.

Digital Loan Opening

Digital Loan Opening

Digital Loan Opening

A digital experience for originating and refinancing loans complete with automated cross-selling, retargeting, and a streamlined member experience that takes less than five minutes both online or in a branch.

A digital experience for originating and refinancing loans complete with automated cross-selling, retargeting, and a streamlined member experience that takes less than five minutes both online or in a branch.

A digital experience for originating and refinancing loans complete with automated cross-selling, retargeting, and a streamlined member experience that takes less than five minutes both online or in a branch.

Auto Loans

Auto Loans

Auto Loans

Ready-to-fund loans are delivered directly to your Loan Origination System, with payoff statements, registration, window stickers, and Docusign built in-flow.

Ready-to-fund loans are delivered directly to your Loan Origination System, with payoff statements, registration, window stickers, and Docusign built in-flow.

Ready-to-fund loans are delivered directly to your Loan Origination System, with payoff statements, registration, window stickers, and Docusign built in-flow.

Personal Loans

Personal Loans

Personal Loans

Originate new personal loans or consolidate existing debt with a user application experience where members can apply for a new personal loan or refinance existing loans in just a few minutes.

Originate new personal loans or consolidate existing debt with a user application experience where members can apply for a new personal loan or refinance existing loans in just a few minutes.

Originate new personal loans or consolidate existing debt with a user application experience where members can apply for a new personal loan or refinance existing loans in just a few minutes.

Credit Cards

Credit Cards

Credit Cards

Experience a seamless digital journey that guides members to discover options tailored to their approval likelihood. Display all of your various credit card products and offer your members the ability to choose the cards that both fits their needs, and chances of approval.

Experience a seamless digital journey that guides members to discover options tailored to their approval likelihood. Display all of your various credit card products and offer your members the ability to choose the cards that both fits their needs, and chances of approval.

Experience a seamless digital journey that guides members to discover options tailored to their approval likelihood. Display all of your various credit card products and offer your members the ability to choose the cards that both fits their needs, and chances of approval.

Home Equity & HELOC

Home Equity & HELOC

Home Equity & HELOC

Enable members to apply for a HELOC in mere minutes, with our streamlined process that gathers all necessary information upfront, reducing the need for follow-up. Our solution is fully compliant with HMDA regulations, ensuring a smooth and compliant experience.

Enable members to apply for a HELOC in mere minutes, with our streamlined process that gathers all necessary information upfront, reducing the need for follow-up. Our solution is fully compliant with HMDA regulations, ensuring a smooth and compliant experience.

Enable members to apply for a HELOC in mere minutes, with our streamlined process that gathers all necessary information upfront, reducing the need for follow-up. Our solution is fully compliant with HMDA regulations, ensuring a smooth and compliant experience.

Ready to turn your Credit Union into a Fintech?

Ready to turn your Credit Union into a Fintech?

Ready to turn your Credit Union into a Fintech?