About Us

About Us

About Us

Collectively we thrive

Collectively we thrive

Collectively we thrive

Clutch

Clutch

At Clutch, we specialize in transforming Credit Unions into forward-thinking FinTechs. We utilize their solid financial foundations to provide responsible lending and deposit account creation for millions across America. Our team is globally diverse, composed of top-tier innovators from various countries, each contributing unique expertise and perspectives.

At Clutch, we specialize in transforming Credit Unions into forward-thinking FinTechs. We utilize their solid financial foundations to provide responsible lending and deposit account creation for millions across America. Our team is globally diverse, composed of top-tier innovators from various countries, each contributing unique expertise and perspectives.

At Clutch, we specialize in transforming Credit Unions into forward-thinking FinTechs. We utilize their solid financial foundations to provide responsible lending and deposit account creation for millions across America. Our team is globally diverse, composed of top-tier innovators from various countries, each contributing unique expertise and perspectives.

We recognize America as our home, where local Credit Unions, known for their member-centric approach, deserve greater financial participation than larger banks. Recognizing the technical limitations and smaller development teams of many Credit Unions, we saw an opportunity to partner with and enhance their digital service offerings. This vision gave birth to Clutch.

We recognize America as our home, where local Credit Unions, known for their member-centric approach, deserve greater financial participation than larger banks. Recognizing the technical limitations and smaller development teams of many Credit Unions, we saw an opportunity to partner with and enhance their digital service offerings. This vision gave birth to Clutch.

We recognize America as our home, where local Credit Unions, known for their member-centric approach, deserve greater financial participation than larger banks. Recognizing the technical limitations and smaller development teams of many Credit Unions, we saw an opportunity to partner with and enhance their digital service offerings. This vision gave birth to Clutch.

The Founders

The Founders

Chris Coleman and Nicholas Hinrichsen, our founders, first crossed paths at Stanford Business School in 2011. Their journey together started by launching an online platform for used cars. This idea blossomed into Carlypso, an online car marketplace.


After graduating from Stanford Business School in 2013, they joined the startup accelerator YCombinator, and raised Venture Capital in 2015. The duo's journey reached a new milestone in 2017 when Carlypso was acquired by Carvana.


At Carvana, they continued to apply their expertise, significantly contributing to the company's transformation into the world's largest used car enterprise. Their tenure at Carvana, lasting until 2020, was marked by the creation of exceptional digital experiences, further cementing their status as pioneers in the digital automotive space.

Chris Coleman and Nicholas Hinrichsen, our founders, first crossed paths at Stanford Business School in 2011. Their journey together started by launching an online platform for used cars. This idea blossomed into Carlypso, an online car marketplace.


After graduating from Stanford Business School in 2013, they joined the startup accelerator YCombinator, and raised Venture Capital in 2015. The duo's journey reached a new milestone in 2017 when Carlypso was acquired by Carvana.


At Carvana, they continued to apply their expertise, significantly contributing to the company's transformation into the world's largest used car enterprise. Their tenure at Carvana, lasting until 2020, was marked by the creation of exceptional digital experiences, further cementing their status as pioneers in the digital automotive space.

Chris Coleman and Nicholas Hinrichsen, our founders, first crossed paths at Stanford Business School in 2011. Their journey together started by launching an online platform for used cars. This idea blossomed into Carlypso, an online car marketplace.


After graduating from Stanford Business School in 2013, they joined the startup accelerator YCombinator, and raised Venture Capital in 2015. The duo's journey reached a new milestone in 2017 when Carlypso was acquired by Carvana.


At Carvana, they continued to apply their expertise, significantly contributing to the company's transformation into the world's largest used car enterprise. Their tenure at Carvana, lasting until 2020, was marked by the creation of exceptional digital experiences, further cementing their status as pioneers in the digital automotive space.

The Founders

Chris Coleman

Chris Coleman

Chris Coleman

I am a huge car enthusiast. Went to the Massachusetts Institute of Technology (MIT) for undergrad, joined McKinsey & Company out of college and worked at McLaren in the UK before graduating from Stanford.

I am a huge car enthusiast. Went to the Massachusetts Institute of Technology (MIT) for undergrad, joined McKinsey & Company out of college and worked at McLaren in the UK before graduating from Stanford.

I am a huge car enthusiast. Went to the Massachusetts Institute of Technology (MIT) for undergrad, joined McKinsey & Company out of college and worked at McLaren in the UK before graduating from Stanford.

Nicholas Hinrichsen

Nicholas Hinrichsen

Nicholas Hinrichsen

I used to be an avid golfer, playing on Germany's national team for four years. After finishing my master's degree in Germany, I worked at Bain & Company, and Merrill Lynch before I moved to the U.S. in 2011.

I used to be an avid golfer, playing on Germany's national team for four years. After finishing my master's degree in Germany, I worked at Bain & Company, and Merrill Lynch before I moved to the U.S. in 2011.

I used to be an avid golfer, playing on Germany's national team for four years. After finishing my master's degree in Germany, I worked at Bain & Company, and Merrill Lynch before I moved to the U.S. in 2011.

History

History

In 2020, Chris Coleman and Nicholas Hinrichsen launched Clutch to streamline the auto loan process for Americans, especially Credit Union members.


By recognizing inefficiencies in the traditional loan system, they provided a solution that aligned with financial equality principles. Clutch began by offering an auto loan recapture campaign tool, which quickly gained popularity among Credit Unions.


By its second anniversary in 2022, Clutch had expanded its software suite to various lending products, partnered with over 50 Credit Unions, and grew its team significantly.


In 2023, Clutch adapted to changing market needs and fluctuating interest rates by launching a digital platform for opening deposit accounts. This innovation helped Clutch partner with over 100 Credit Unions, further establishing its industry leadership and expanding its team to meet growing demands.

In 2020, Chris Coleman and Nicholas Hinrichsen launched Clutch to streamline the auto loan process for Americans, especially Credit Union members.


By recognizing inefficiencies in the traditional loan system, they provided a solution that aligned with financial equality principles. Clutch began by offering an auto loan recapture campaign tool, which quickly gained popularity among Credit Unions.


By its second anniversary in 2022, Clutch had expanded its software suite to various lending products, partnered with over 50 Credit Unions, and grew its team significantly.


In 2023, Clutch adapted to changing market needs and fluctuating interest rates by launching a digital platform for opening deposit accounts. This innovation helped Clutch partner with over 100 Credit Unions, further establishing its industry leadership and expanding its team to meet growing demands.

In 2020, Chris Coleman and Nicholas Hinrichsen launched Clutch to streamline the auto loan process for Americans, especially Credit Union members.


By recognizing inefficiencies in the traditional loan system, they provided a solution that aligned with financial equality principles. Clutch began by offering an auto loan recapture campaign tool, which quickly gained popularity among Credit Unions.


By its second anniversary in 2022, Clutch had expanded its software suite to various lending products, partnered with over 50 Credit Unions, and grew its team significantly.


In 2023, Clutch adapted to changing market needs and fluctuating interest rates by launching a digital platform for opening deposit accounts. This innovation helped Clutch partner with over 100 Credit Unions, further establishing its industry leadership and expanding its team to meet growing demands.