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HEAD OF LENDING
The World’s Best Loan Officer
Clutch’s loan application software is the perfect tool for any lending department looking to modernize its lending experience. Whether you're looking to increase loan volumes, reduce unwanted applicants, increase cross-sells, or optimize the efficiency of your lending processes, Clutch can help.

End to End Digital Lending Experiences
We often say Clutch is the world’s best loan officer because it drives loan growth, boosts profitability, increases your share of wallet, and reduces the cost to produce a loan. Your Credit Union will see improvements in look-to-book, days-to-fund, cross-sells, and your non-interest income.

Less Work for Applicants
Reduce the effort to apply for a loan. By automatically using API based data sources, reduce the need for Applicants to fill out lengthy and clunky forms. Now, applicants can see offers in real time before Hard Credit Inquiries.
Less Work for Loan Officers
Use API’s not document uploads to automatically collect stips, payoffs, booksheets without asking the Member. With these document automatically placed in your existing LOS, Loan Officers can focus on loan funding rather than Applicant followup.


Improve Every Conversion
When the application is easier to complete for both Applicants and Loan Officers you can improve conversion . When applicants get a decision in real-time you can also reduce adverse action
Cross-sell on Auto Pilot
Automatically identify debt the Applicant has elsewhere, and identify savings opportunities as part of existing applications. Let applicants have "1 stop" solutions to their borrowing needs.


Drive Non-Interest Income
Increase GAP, MBPI, and insurance sales through integrating product offerings directly in the digital workflow of the application.
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