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  • Nicholas Hinrichsen

Best time to refinance a car loan?

Updated: Aug 8

When is the best time to refinance a car loan? Always is the best time!


This may sound too good to be true but it’s true: it’s always the best time to refinance your auto loan.


Why so? Look: 79% of all car shoppers get their car loan at the dealership. In fact, I’m willing to bet YOU got your loan from the dealer as well, am I right?


Well, what you don’t know is that the dealer did not give you the loan that is best for you. Instead, the dealer found you a loan from a company that pays him the highest referral fee.


Yes, you heard quite right! The dealer makes money by referring your loan application to an auto loan company and naturally, he will choose the auto loan company that pays him the most. Moreover, I bet you’ve made a few payments on your car loan already, right?


Interest rates are lower than ever and if you have a car loan and haven’t looked into refinancing yet, you should do so now!


WithClutch.com is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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