What's the monthly payment on a 2020 Lexus ES?
The following table shows monthly payments for a Lexus ES by credit score and loan term:
Auto loan refinance calculator
What's the monthly payment on a 2020 Lexus ES? The table above assumes a Lexus ES with 5,027 miles, a value of $42,198 and a downpayment of $4,000. This can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. Input your own terms below in our refinance calculator to estimate your monthly payments:
Payments for your Lexus would be
$895 per month at 14.33% APR
How many miles are on the car?
Is this the right trim?
Is this the right engine?
Is this the right drive train?
What's your downpayment?
What's your credit score?
What's your loan term?
**Based on a loan of $38,198, FICO 600 and 60 months term.
What other 2020 Lexus ES owners are paying
We performed a nationwide study and looked at thousands of 2020 Lexus ES loans. On average, 2020 Lexus ES owners who purchased their vehicle last year had a FICO of 746. For reference, the nationwide average score is 670.
The variance from the average American car owner is likely driven by the price point of the car at $35,113. We found that the average APR on a 2020 Lexus ES loan is 4.20% over 65 months with a monthly payment of $604.
If the same 2020 Lexus ES owner refinanced her auto loan, she could save $500 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!
How we calculate your monthly 2020 Lexus ES payments
Our auto loan refinance calculator estimates the monthly payments of your 2020 Lexus ES the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here.
If you are not sure what trim, engine or drivetrain your 2020 Lexus ES has, take a look at the 2020 Lexus ES's brochure by clicking here.
Monthly payments for similar Lexus ES
Resources and auto loan refinance
Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Curious how much you can save today? Follow three simple steps to refinance your 2020 Lexus ES loan, get approved in seconds and save thousands in minutes.