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What's the monthly payment on a 2018 Ram 1500 Regular Cab?

Published: June 16, 2020

The following table shows monthly payments for a Ram 1500 Regular Cab by credit score and loan term:

Auto loan refinance calculator

The monthly payment on a 2018 Ram 1500 Regular Cab with 18,800 miles, a market value of $29,580, a $3,000 downpayment, a credit score of 600 and a 60 months term is $623 at a 14.33% APR. The payment can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. For your exact vehicle and credit score, take a look at the table above or enter your vehicle's details into our refinance calculator below.

Payments for your Ram would be

$623 per month at 14.33% APR

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**Based on a loan of $26,580, FICO 600 and 60 months term.

What other 2018 Ram 1500 Regular Cab owners are paying

We performed a nationwide study and looked at thousands of 2018 Ram 1500 Regular Cab loans. On average, 2018 Ram 1500 Regular Cab owners who purchased their vehicle last year had a FICO of 690. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $29,633. We found that the average APR on a 2018 Ram 1500 Regular Cab loan is 7.53% over 72 months with a monthly payment of $513.

If the same 2018 Ram 1500 Regular Cab owner refinanced her auto loan, she could save $500 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!

 

How we calculate your monthly 2018 Ram 1500 Regular Cab payments

Our auto loan refinance calculator estimates the monthly payments of your 2018 Ram 1500 Regular Cab the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here

If you are not sure what trim, engine or drivetrain your 2018 Ram 1500 Regular Cab has, take a look at the 2018 Ram 1500 Regular Cab's brochure by clicking here.

Monthly payments for similar Ram 1500 Regular Cab

1. Payments for a 2017 Ram 1500 Regular Cab
2. Refinance a 2016 Ram 1500 Regular Cab
3. Payments for a 2015 Ram 1500 Regular Cab
4. Refinance a 2014 Ram 1500 Regular Cab

Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDLExperian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

 

Curious how much you can save today? Follow three simple steps to refinance your 2018 Ram 1500 Regular Cab loan, get approved in seconds and save thousands in minutes.

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