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# What's the monthly payment on a 2016 BMW X5 M?

The following table shows monthly payments for a BMW X5 M by credit score and loan term:

## Auto loan refinance calculator

What's the monthly payment on a 2016 BMW X5 M? The table above assumes a BMW X5 M with 42,354 miles, a value of $50,754 and a downpayment of $5,000. This can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. Input your own terms below in our refinance calculator to estimate your monthly payments:

Payments for your BMW would be

$1,072 per month at 14.33% APR

How many miles are on the car?

Is this the right trim?

Is this the right engine?

Is this the right drive train?

What's your downpayment?

What's your credit score?

What's your loan term?

**Based on a loan of $45,754, FICO 600 and 60 months term.

## What other 2016 BMW X5 M owners are paying

We performed a nationwide study and looked at thousands of 2016 BMW X5 M loans. On average, 2016 BMW X5 M owners who purchased their vehicle last year had a FICO of 710. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $34,609. We found that the average APR on a 2016 BMW X5 M loan is 5.94% over 66 months with a monthly payment of $616.

If the same 2016 BMW X5 M owner refinanced her auto loan, she could save $500 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!

## How we calculate your monthly 2016 BMW X5 M payments

Our auto loan refinance calculator estimates the monthly payments of your 2016 BMW X5 M the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here.

If you are not sure what trim, engine or drivetrain your 2016 BMW X5 M has, take a look at the __2016 BMW X5 M's brochure by clicking here__.

Prices for an 2016 BMW X5 M extended warranty

**$100 Deductible, 36 months**

Ultimate: $5195.16, i.e. $144.31 per month

Standard Plus: $2857.32, i.e. $79.37 per month

Standard: $2077.92, i.e. $57.72 per month**$250 Deductible, 36 months**

Ultimate: $3636.72, i.e. $101.02 per month

Standard Plus: $2000.16, i.e. $55.56 per month

Standard: $1454.76, i.e. $40.41 per month**$500 Deductible, 36 months**

Ultimate: $2077.92, i.e. $57.72 per month

Standard Plus: $1143, i.e. $31.75 per month

Standard: $831.24, i.e. $23.09 per month

## Monthly payments for similar BMW X5 M

1. Payments for a __2018 BMW X5 M__

2. Refinance a __2017 BMW X5 M__

3. Payments for a __2015 BMW X5 M__

4. Refinance a __2011 BMW X5 M__

## Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDL, Experian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Curious how much you can save today? Follow three simple steps to refinance your 2016 BMW X5 M loan, get approved in seconds and save thousands in minutes.