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# What's the monthly payment on a 2012 Lincoln MKZ?

The following table shows monthly payments for a Lincoln MKZ by credit score and loan term:

## Auto loan refinance calculator

What's the monthly payment on a 2012 Lincoln MKZ? The table above assumes a Lincoln MKZ with 66,878 miles, a value of $9,978 and a downpayment of $1,000. This can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. Input your own terms below in our refinance calculator to estimate your monthly payments:

Payments for your Lincoln would be

$210 per month at 14.33% APR

How many miles are on the car?

Is this the right trim?

Is this the right engine?

Is this the right drive train?

What's your downpayment?

What's your credit score?

What's your loan term?

**Based on a loan of $8,978, FICO 600 and 60 months term.

## What other 2012 Lincoln MKZ owners are paying

We performed a nationwide study and looked at thousands of 2012 Lincoln MKZ loans. On average, 2012 Lincoln MKZ owners who purchased their vehicle last year had a FICO of 640. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $12,220. We found that the average APR on a 2012 Lincoln MKZ loan is 13.39% over 58 months with a monthly payment of $289.

If the same 2012 Lincoln MKZ owner refinanced her auto loan, she could save $1,334 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!

## How we calculate your monthly 2012 Lincoln MKZ payments

Our auto loan refinance calculator estimates the monthly payments of your 2012 Lincoln MKZ the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here.

If you are not sure what trim, engine or drivetrain your 2012 Lincoln MKZ has, take a look at the __2012 Lincoln MKZ's brochure by clicking here__.

Prices for an 2012 Lincoln MKZ extended warranty

**$100 Deductible, 36 months**

Ultimate: $3805.2, i.e. $105.7 per month

Standard Plus: $2093.04, i.e. $58.14 per month

Standard: $1522.08, i.e. $42.28 per month**$250 Deductible, 36 months**

Ultimate: $2663.64, i.e. $73.99 per month

Standard Plus: $1465.2, i.e. $40.7 per month

Standard: $1065.6, i.e. $29.6 per month**$500 Deductible, 36 months**

Ultimate: $1522.08, i.e. $42.28 per month

Standard Plus: $837, i.e. $23.25 per month

Standard: $608.76, i.e. $16.91 per month

## Monthly payments for similar Lincoln MKZ

1. Payments for a __2019 Lincoln MKZ__

2. Refinance a __2018 Lincoln MKZ__

3. Payments for a __2017 Lincoln MKZ__

4. Refinance a __2016 Lincoln MKZ__

5. Payments for a __2015 Lincoln MKZ__

## Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDL, Experian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Curious how much you can save today? Follow three simple steps to refinance your 2012 Lincoln MKZ loan, get approved in seconds and save thousands in minutes.