What's the monthly payment on a 2012 Kia Rio?
Published: June 20, 2020
The monthly payment on a 2012 Kia Rio with 89,237 miles is $112 at a 8.62% APR. We are assuming a vehicle with a market value of $6,467, a $1,000 downpayment, a credit score of 700 and a 60 months term. The payment can obviously vary by a large degree depending on the exact trim and mileage of the vehicle.
The following table therefore shows monthly payments by credit score and loan term:
Auto loan refinance calculator
For your exact vehicle and credit score, take a look at the table above or enter your vehicle's details into our refinance calculator below:
Payments for your Kia would be
$112 per month at 8.62% APR
How many miles are on the car?
Is this the right trim?
Is this the right engine?
Is this the right drive train?
What's your downpayment?
What's your loan term?
What's your credit score?
**Based on a loan of $5,467, FICO 700 and 60 months term.
What other 2012 Kia Rio owners are paying
We performed a nationwide study and looked at thousands of 2012 Kia Rio loans. On average, 2012 Kia Rio owners who purchased their vehicle last year had a FICO of 626. For reference, the nationwide average score is 670.
The variance from the average American car owner is likely driven by the price point of the car at $8,941. We found that the average APR on a 2012 Kia Rio loan is 14.73% over 52 months with a monthly payment of $240.
If the same 2012 Kia Rio owner refinanced her auto loan, she could save $1,248 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!
How we calculate your monthly 2012 Kia Rio payments
Our auto loan refinance calculator estimates the monthly payments of your 2012 Kia Rio the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here.
If you are not sure what trim, engine or drivetrain your 2012 Kia Rio has, take a look at the 2012 Kia Rio's brochure by clicking here.
Prices for an 2012 Kia Rio extended warranty
$100 Deductible, 36 months
Ultimate: $1712.52, i.e. $47.57 per month
Standard Plus: $941.76, i.e. $26.16 per month
Standard: $685.08, i.e. $19.03 per month
$250 Deductible, 36 months
Ultimate: $1198.8, i.e. $33.3 per month
Standard Plus: $659.16, i.e. $18.31 per month
Standard: $479.52, i.e. $13.32 per month
$500 Deductible, 36 months
Ultimate: $685.08, i.e. $19.03 per month
Standard Plus: $376.56, i.e. $10.46 per month
Standard: $360, i.e. $10 per month
Monthly payments for similar Kia Rio
Resources and auto loan refinance
Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Curious how much you can save today? Follow three simple steps to refinance your 2012 Kia Rio loan, get approved in seconds and save thousands in minutes.