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What's the monthly payment on a 2012 Hyundai Sonata?

Published: June 26, 2020

The monthly payment on a 2012 Hyundai Sonata with 85,150 miles is $139 at a 8.62% APR. We are assuming a vehicle with a market value of $7,801, a $1,000 downpayment, a credit score of 700 and a 60 months term. The payment can obviously vary by a large degree depending on the exact trim and mileage of the vehicle.

The following table therefore shows monthly payments by credit score and loan term:

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For your exact vehicle and credit score, take a look at the table above or enter your vehicle's details into our refinance calculator below:

Payments for your Hyundai would be

$139 per month at 8.62% APR

How many miles are on the car?

Is this the right trim?


Is this the right engine?


Is this the right drive train?


What's your downpayment?

What's your loan term?


What's your credit score?


**Based on a loan of $6,801, FICO 700 and 60 months term.

What other 2012 Hyundai Sonata owners are paying

We performed a nationwide study and looked at thousands of 2012 Hyundai Sonata loans. On average, 2012 Hyundai Sonata owners who purchased their vehicle last year had a FICO of 617. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $10,776. We found that the average APR on a 2012 Hyundai Sonata loan is 15.32% over 55 months with a monthly payment of $276.

If the same 2012 Hyundai Sonata owner refinanced her auto loan, she could save $1,320 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!


How we calculate your monthly 2012 Hyundai Sonata payments

Our auto loan refinance calculator estimates the monthly payments of your 2012 Hyundai Sonata the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here

If you are not sure what trim, engine or drivetrain your 2012 Hyundai Sonata has, take a look at the 2012 Hyundai Sonata's brochure by clicking here.

Prices for an 2012 Hyundai Sonata extended warranty

$100 Deductible, 36 months

Ultimate: $1712.52, i.e. $47.57 per month
Standard Plus: $941.76, i.e. $26.16 per month
Standard: $685.08, i.e. $19.03 per month

$250 Deductible, 36 months

Ultimate: $1198.8, i.e. $33.3 per month
Standard Plus: $659.16, i.e. $18.31 per month
Standard: $479.52, i.e. $13.32 per month

$500 Deductible, 36 months

Ultimate: $685.08, i.e. $19.03 per month
Standard Plus: $376.56, i.e. $10.46 per month
Standard: $360, i.e. $10 per month

Monthly payments for similar Hyundai Sonata

1. Payments for a 2019 Hyundai Sonata
2. Refinance a 2018 Hyundai Sonata
3. Payments for a 2017 Hyundai Sonata
4. Refinance a 2016 Hyundai Sonata
5. Payments for a 2015 Hyundai Sonata

Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDLExperian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.


Curious how much you can save today? Follow three simple steps to refinance your 2012 Hyundai Sonata loan, get approved in seconds and save thousands in minutes.



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