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What's the monthly payment on a 2012 Ford Focus?

Published: June 23, 2020

The following table shows monthly payments for a Ford Focus by credit score and loan term:

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The monthly payment on a 2012 Ford Focus with 113,949 miles, a market value of $5,577, a $1,000 downpayment, a credit score of 600 and a 60 months term is $107 at a 14.33% APR. The payment can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. For your exact vehicle and credit score, take a look at the table above or enter your vehicle's details into our refinance calculator below.

Payments for your Ford would be

$107 per month at 14.33% APR

How many miles are on the car?

Is this the right trim?


Is this the right engine?


Is this the right drive train?


What's your downpayment?

What's your credit score?


What's your loan term?


**Based on a loan of $4,577, FICO 600 and 60 months term.

What other 2012 Ford Focus owners are paying

We performed a nationwide study and looked at thousands of 2012 Ford Focus loans. On average, 2012 Ford Focus owners who purchased their vehicle last year had a FICO of 631. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $9,154. We found that the average APR on a 2012 Ford Focus loan is 13.83% over 52 months with a monthly payment of $240.

If the same 2012 Ford Focus owner refinanced her auto loan, she could save $1,040 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!


How we calculate your monthly 2012 Ford Focus payments

Our auto loan refinance calculator estimates the monthly payments of your 2012 Ford Focus the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here

If you are not sure what trim, engine or drivetrain your 2012 Ford Focus has, take a look at the 2012 Ford Focus's brochure by clicking here.

Prices for an 2012 Ford Focus extended warranty

$100 Deductible, 36 months

Ultimate: $3044.16, i.e. $84.56 per month
Standard Plus: $1674.36, i.e. $46.51 per month
Standard: $1217.52, i.e. $33.82 per month

$250 Deductible, 36 months

Ultimate: $2130.84, i.e. $59.19 per month
Standard Plus: $1172.16, i.e. $32.56 per month
Standard: $852.48, i.e. $23.68 per month

$500 Deductible, 36 months

Ultimate: $1217.52, i.e. $33.82 per month
Standard Plus: $669.6, i.e. $18.6 per month
Standard: $487.08, i.e. $13.53 per month

Monthly payments for similar Ford Focus

1. Payments for a 2018 Ford Focus
2. Refinance a 2017 Ford Focus
3. Payments for a 2016 Ford Focus
4. Refinance a 2015 Ford Focus
5. Payments for a 2014 Ford Focus

Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDLExperian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.


Curious how much you can save today? Follow three simple steps to refinance your 2012 Ford Focus loan, get approved in seconds and save thousands in minutes.



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