Home > Refinance Calculator > 2008 Cadillac STS

What's the monthly payment on a 2008 Cadillac STS?

The following table shows monthly payments for a Cadillac STS by credit score and loan term:

Auto loan refinance calculator

What's the monthly payment on a 2008 Cadillac STS? The table above assumes a Cadillac STS with 117,306 miles, a value of $5,625 and a downpayment of $1,000. This can obviously vary by a large degree depending on the exact trim and mileage of the vehicle. Input your own terms below in our refinance calculator to estimate your monthly payments:

Payments for your Cadillac would be

$108 per month at 14.33% APR

How many miles are on the car?

Is this the right trim?


Is this the right engine?


Is this the right drive train?


What's your downpayment?

What's your credit score?


What's your loan term?


**Based on a loan of $4,625, FICO 600 and 60 months term.

What other 2008 Cadillac STS owners are paying

We performed a nationwide study and looked at thousands of 2008 Cadillac STS loans. On average, 2008 Cadillac STS owners who purchased their vehicle last year had a FICO of 632. For reference, the nationwide average score is 670.

The variance from the average American car owner is likely driven by the price point of the car at $9,499. We found that the average APR on a 2008 Cadillac STS loan is 14.39% over 48 months with a monthly payment of $264.

If the same 2008 Cadillac STS owner refinanced her auto loan, she could save $1,008 thanks to improving her credit score by as little as 35 points. For more context, take a look at our study Best way to lower your rate? Make your payments!


How we calculate your monthly 2008 Cadillac STS payments

Our auto loan refinance calculator estimates the monthly payments of your 2008 Cadillac STS the exact same way as any auto loan company would do. We wrote an article that explains all the nuances around auto loans and refinancing and you can learn more about our auto loan refinance calculator here

If you are not sure what trim, engine or drivetrain your 2008 Cadillac STS has, take a look at the 2008 Cadillac STS's brochure by clicking here.

Monthly payments for similar Cadillac STS

Resources and auto loan refinance

Resources that helped us develop this calculator include but are not limited to CUDLExperian, Equifax, TransUnion, FICO, CreditKarma and the Consumer Financial Protection Board.

Feel free to contact us for questions or feedback. We are a fully digital platform that lets car owners like you refinance their cars from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.


Curious how much you can save today? Follow three simple steps to refinance your 2008 Cadillac STS loan, get approved in seconds and save thousands in minutes.



WithClutch, LLC

2120 E El Parque Dr

Tempe, AZ 85282