Home / FAQs / Save Thousands on Your Zander Car Insurance

Save Thousands on Your Zander Car Insurance

Nicholas Hinrichsen - Published: October 15, 2021

You can lower your monthly premium on your Zander car insurance and save $1,342 every year / $112 every month through getting a free quote in 2 minutes. You are a great candidate for lowering your insurance premium if (a) you haven’t changed your insurance carrier in the last 12 months and/or (b) if you improved your credit and/or (c) if you paid off your car loan.

Instead of continuing to pay your Zander policy why not get a free quote from other auto insurance companies now and save thousands in minutes without any changes to your insurance coverage.

Manage My Zander Insurance

Our goal is to help you build financial strength by comparing car insurance companies. We wrote in-depth car insurance reviews so you can compare the different carriers, lower your monthly payments and get the lowest insurance rate possible. If you’re looking for ways to manage your Zander insurance, you must be trying to achieve one of the following things:

Manage Insurance / Auto Policy

Go to 'Zander Identity Theft Solutions' provide User ID and Password and you’ll be able to edit, update or change your insurance settings.

File or Manage a Claim

When trying to file or manage a claim, you can select one of four options. File an auto claim, property claim, roadside assistance claim or auto glass claim. On this page, you can also find COVID-19 related questions and answers as well as general FAQs.

Zander insurance offers a number of different methods to manage your insurance policy or pull up your id card via a mobile app:

If you just want to stay in touch with Zander and know what’s going on, connect with Zander in one of the following engaging ways:

Cancelling your Zander Insurance Policy

You can cancel your Zander insurance policy via the iPhone / Android app, the website or over the phone through customer service at (800) 356-4282. The whole process will take no longer than 3 minutes.

You might also explain that you're leaving because you're getting lower auto insurance quotes elsewhere. Often, insurance carriers are willing to negotiate when they know they'll lose you otherwise.

Background on Zander

Headquartered in Nashville, Zander Insurnance has been in operation for over 100 years! They offer a wide variety products to include life, home, auto, ID protection, and business coverage. Zander Insurance is endorsed by personal finance guru Dave Ramsey.

Zander Insurance Products

Zander has a variety of insurance products meant for the benefit of its members/customers and policyholders. These primarily span across the following categories:

Automobile Insurance: These policies are meant to cover both liability and property damage for owned vehicles. The policies vary widely with regard and you need to pick whatever suits your needs best, e.g. number of miles you drive, whether or not you want collision coverage and comprehensive coverage, whether or not you want rental reimbursement and whether or not you want coverage for underinsured or uninsured motorists. We’ll go into more details and how to obtain car insurance quotes below.

Home and Property Insurance: These policies are meant to cover both liability and property damage for a residents primary dwelling. This includes both renters insurance and homeowners insurance/home insurance, condo insurance as well as coverage for personal property or rental properties including but not limited to boat insurance, personal property insurance, valuable personal property, umbrella insurance etc.

Life Insurance: These policies are meant to give your loved ones financial benefits in the event of your death.

Other Insurance: Under other insurance, we often find umbrella policies to widen your protection above and beyond your primary coverage as well as flood insurance.

Insurance Contact Zander

Should you need to contact Zander’s customer service team (be it for to file insurance claims or for general customer service related questions), you have three options to proceed:

  • You can call Zander toll-free at (800) 356-4282
  • You can email Zander by using the email form at the bottom of the Contact US page at www.zanderins.com
  • You can send Zander a letter to Zander, 6213 Charlotte Pike, Nashville, TN 37209, United States

A Zander representative will get back to you within 24 - 48 hours.

Zander Ratings, Reviews and Complaints

Zander has a number of ratings and reviews. The most reliable resources to an independent and unbiased description from customers and employees can be found on the following four pages:

We find that consumers should take these reviews and complaints with a grain of salt. Usually, primarily upset customers feel the necessity of going through the effort of leaving a written review. We therefore recommend looking for patterns within Zander’s customer reviews more so than interpreting individual reviews too deeply.

Have you had a negative or positive experience worth sharing? If so, we encourage you to document your Zander experience on one of the above pages. Other prospective customers and Zander employees will thank you for the transparency and generous use of your time.

Insurance Costs, Quotes and Discounts from Zander

Getting a Quote: To get a quote, you can apply directly through Zander here. Filling out a quote requires having a Zander login and then answering a few basic questions about you, the members in your household, your vehicles, and your driving record. You can receive a quote either online, on the phone, or through a local branch.

Zander Auto Insurance Costs: Zander proposes to save members/customers an average of $659 when compared to other insurance providers. When independently compared to other insurers (e.g. via US News) Zander saved the average member $242 compared to the next best national insurer (Geico). Depending on your driving record, the table below is a great reflection of what costs to expect on average.

6 Month Average Premium Monthly Average Premium
Average Price $548 $46
Driver w/ At-fault Accident $659 $55
Driver w/ Good Credit (670+) $560 $47
Driver w/ Bad Credit (<580) $1,040 $87
Driver w/ Speeding Ticket $562 $47

Insurance Discounts Available: There are several discounts Zander offers drivers for the auto insurance policy:
Zander Bundling Discounts: Zander proclaims to offer a discount to members who bundle home and auto insurance policies. To qualify the auto policy must be in place prior to the home policy. It should be noted that some other national insurance companies (such as Allstate) offer discounts of up to . Yet when independently reviewed, Zander still often had the lowest cost for bundled home and auto policies.

Other Insurance Brands Related to Zander

Zander has grown into a huge financial services conglomerate. Brands related to Zander include but are not limited to the following:

Zander Insurance

  • Questions People also ask about Zander

    Our goal has been to provide you with a wide range of content so you can learn more about Zander without having to browse through different websites. While talking to our insurance customers, we frequently heard and answered the following question about Zander:

    Who Qualifies for and Should Get Zander Car Insurance?

    Zander membership is to the public. The following list summarize who can join Zander auto insurance:

    • We have not seen any restrictions
    • Generally everybody

    The obvious next question is, who should get Zander car insurance? The best way to determine whether Zander is right for you is by getting a quote and reading reviews.

    Is Zander good insurance?

    Overall, Zander is a top insurance carrier. Zander's customer base is known for being very loyal to the brand and taking advantage of the wide range of Zander's products and services. Zander is a premium product with premium service. If you’re trying to get the best deal on insurance possible, Zander is probably not your best choice.

    Is Zander Flexible With Payments?

    The answer is short and sweet: yes, Zander offers flexible payment plans. Life can happen and especially during the COVID-19 pandemic, a lot of Americans face competing financial obligations. Zander’s flexible payment plans can be tailored to your personal salary or pay-schedule so you never miss a payment.

    Zander’s standard payment plans are the Six-Month Policy and the 12-Month Policy. On both of these policies, you can choose to either pay 100% of the premium upfront against a discount or pay your premium in monthly installments.

    Does Zander Offer Accident Forgiveness?

    Zander will not raise your premium after an at-fault accident if you have been accident free for five consecutive years. Zander’s accident forgiveness program is rather generous. Sadly, Zander does not offer its accident forgiveness program nation-wide. The following states are excluded from the program, likely for regulatory reasons: California, Connecticut, Delaware, New York and North Carolina.

    Other insurance carriers raise your premium significantly when you are involved in an accident caused by negligence. Other insurance carriers are even worse: they won’t accept you as a customer if you don’t have a completely clean accident history.

    Compare to other insurance carriers

    To make it easy for you, we reviewed a number of carriers in the same format. We find it very hard to compare insurance companies apples-to-apples. Therefore, take a look at our reviews:

    Saved money on Zander done! Now save on your loan!

    Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize,
    WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

    Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.