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Which bank is best for auto refinance?
Nicholas Hinrichsen - Published: October 1, 2023
Were you trying to find out 'which bank is best for auto refinance?'

Sounds like you want to refinance your auto loan and are looking for the best bank for auto refinance - awesome! Depending on your credit score, different banks will offer different rates. Find below a list of which bank is best for your credit score:
In sum, the best bank for auto refinance depends on your credit score and we can help you get in touch.undefined
Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
- Score above 700: you absolutely want to work with a Credit Union. Credit Unions are working for their communities. There's thousands of Credit Unions and we can help you identify the best one for you.
- Score above 550: you want to work with an independent lender like us. The big banks and Credit Unions don't want to work with non-prime credit customers and we will find you the best rates.
- Score below 550: you are close to being able to refinance. First step for you is to make up to 6 payments without a delay. One you made 6 payments or more in a row, your credit score will be above 550 and we will be able to help.
In sum, the best bank for auto refinance depends on your credit score and we can help you get in touch.undefined
Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
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