top of page
What is the average interest rate on an auto loan with 700 credit?
Nicholas Hinrichsen - Published: September 15, 2023
Improved your credit and wondering 'what is the average interest rate on an auto loan with 700 credit?'
Congrats! 700 is a great credit score. Auto loan rates for prime credit, i.e. between 750 - 850 are on an all time low. The following table shows the average interest rates on an auto loan with 700 credit both for new as well as for used cars:
undefined
Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
| Credit Score | New car | Used car |
| 760+ | 2.69% | 3.49% |
| 700-760 | 3.00% | 4.25% |
| 650-700 | 5.50% | 6.50% |
| 600-650 | 9.75% | 10.75% |
| 550-600 | 15.50% | 17.50% |
| Below 550 | 22.00% | 22.00% |
Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
bottom of page