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What is a good auto loan interest rate?
Nicholas Hinrichsen - Published: October 1, 2023
Have you been wondering 'what is a good auto loan interest rate?'
Here's the current best rates for auto loans. Please note that your auto loan rate often varies by your credit score and whether you're buying new or used.
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| Credit Score | New car | Used car |
| 760+ | 2.69% | 3.49% |
| 700-760 | 3.00% | 4.25% |
| 650-700 | 5.50% | 6.50% |
| 600-650 | 9.75% | 10.75% |
| 550-600 | 15.50% | 17.50% |
| Below 550 | 22.00% | 22.00% |
Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, WithClutch.com is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.
Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
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