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Home / FAQs / Save Thousands on Your Safeway Car Insurance

Save Thousands on Your Safeway Car Insurance

Nicholas Hinrichsen - Published: September 15, 2023

You can lower your monthly premium on your Safeway car insurance and save $1,379 every year / $115 every month through getting a free quote in 2 minutes. You are a great candidate for lowering your insurance premium if (a) you haven’t changed your insurance carrier in the last 12 months and/or (b) if you improved your credit and/or (c) if you paid off your car loan.

Instead of continuing to pay your Safeway policy why not get a free quote from other auto insurance companies now and save thousands in minutes without any changes to your insurance coverage.

Manage My Safeway Insurance


Our goal is to help you build financial strength by comparing car insurance companies. We wrote in-depth car insurance reviews so you can compare the different carriers, lower your monthly payments and get the lowest insurance rate possible. If you’re looking for ways to manage your Safeway insurance, you must be trying to achieve one of the following things:

Manage Insurance / Auto Policy

Go to 'Login' provide User Name and Password and you’ll be able to edit, update or change your insurance settings.

File or Manage a Claim

When trying to file or manage a claim, you can select one of four options. File an auto claim, property claim, roadside assistance claim or auto glass claim. On this page, you can also find COVID-19 related questions and answers as well as general FAQs.

Explore Rideshare Coverage

If you want to use your car for ridesharing, your standard Safeway auto insurance won’t apply. Through a Safeway ridesharing GAP coverage policy, you can insure yourself while transporting passengers or transporting goods for delivery.

Safeway insurance offers a number of different methods to manage your insurance policy or pull up your id card via a mobile app:
  • Phone App on AppStore (not available)
  • Android App on Google Play (not available)

If you just want to stay in touch with Safeway and know what’s going on, connect with Safeway in one of the following engaging ways:

Cancelling your Safeway Insurance Policy

You can cancel your Safeway insurance policy via the iPhone / Android app, the website or over the phone through customer service at (800) 344-1947. The whole process will take no longer than 3 minutes.

You might also explain that you're leaving because you're getting lower auto insurance quotes elsewhere. Often, insurance carriers are willing to negotiate when they know they'll lose you otherwise.
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Background on Safeway


Safeway Insurance, headquartered in Westmont, IL, has been providing insurance for over 50 years as one of the largest privately held insurance companies. Safeway is well known for their prices not increasing as dramatically after an accident as other competitors. The company offers insurance to individuals living in the following states: Alabama, Arizona, Arkansas, California, Colorado, Georgia, Illinois, Louisiana, Mississippi, New Mexico, Tennessee, and Texas.

Safeway Insurance Products


Safeway has a variety of insurance products meant for the benefit of its members/customers and policyholders. These primarily span across the following categories:

Automobile Insurance: These policies are meant to cover both liability and property damage for owned vehicles. The policies vary widely with regard and you need to pick whatever suits your needs best, e.g. number of miles you drive, whether or not you want collision coverage and comprehensive coverage, whether or not you want rental reimbursement and whether or not you want coverage for underinsured or uninsured motorists. We’ll go into more details and how to obtain car insurance quotes below.

Insurance Contact Safeway


Should you need to contact Safeway’s customer service team (be it for to file insurance claims or for general customer service related questions), you have three options to proceed:

  • You can call Safeway toll-free at (800) 344-1947
  • You can email Safeway by using the email form at the bottom of the Contact US page at https://www.safewayinsurance.com/default.aspx?Lang=EN
  • You can send Safeway a letter to Safeway, 790 Pasquinelli Drive, Westmont IL 60559, United States

A Safeway representative will get back to you within 24 - 48 hours.

Safeway Ratings, Reviews and Complaints


Safeway has a number of ratings and reviews. The most reliable resources to an independent and unbiased description from customers and employees can be found on the following four pages:


We find that consumers should take these reviews and complaints with a grain of salt. Usually, primarily upset customers feel the necessity of going through the effort of leaving a written review. We therefore recommend looking for patterns within Safeway’s customer reviews more so than interpreting individual reviews too deeply.

Have you had a negative or positive experience worth sharing? If so, we encourage you to document your Safeway experience on one of the above pages. Other prospective customers and Safeway employees will thank you for the transparency and generous use of your time.

Insurance Costs, Quotes and Discounts from Safeway


Getting a Quote: To get a quote, you can apply directly through Safeway here. Filling out a quote requires having a Safeway login and then answering a few basic questions about you, the members in your household, your vehicles, and your driving record. You can receive a quote either online, on the phone, or through a local branch.

Safeway Auto Insurance Costs: Safeway proposes to save members/customers an average of $769 when compared to other insurance providers. When independently compared to other insurers (e.g. via US News) Safeway saved the average member $283 compared to the next best national insurer (Geico). Depending on your driving record, the table below is a great reflection of what costs to expect on average.

6 Month Average Premium Monthly Average Premium
Average Price $640 $53
Driver w/ At-fault Accident $769 $64
Driver w/ Good Credit (670+) $654 $55
Driver w/ Bad Credit (<580) $1,215 $101
Driver w/ Speeding Ticket $657 $55

Insurance Discounts Available: There are several discounts Safeway offers drivers for the auto insurance policy:

  • Prior Proof of Insurance
  • Multi-Car Policy Discount

Safeway Bundling Discounts: Safeway proclaims to offer a discount to members who bundle home and auto insurance policies. To qualify the auto policy must be in place prior to the home policy. It should be noted that some other national insurance companies (such as Allstate) offer discounts of up to . Yet when independently reviewed, Safeway still often had the lowest cost for bundled home and auto policies.

Other Insurance Brands Related to Safeway


Safeway has grown into a huge financial services conglomerate. Brands related to Safeway include but are not limited to the following:

Safeway Insurance Group

  • Safeway Insurance Company
  • Safeway Direct Insurance Company
  • Safeway Insurance Company of Alabama
  • Safeway Insurance Company of Arkansas
  • Safeway Insurance Company of Georgia
  • Safeway Insurance Company of Louisiana
  • Safeway Financial Holding Company

Questions People also ask about Safeway


Our goal has been to provide you with a wide range of content so you can learn more about Safeway without having to browse through different websites. While talking to our insurance customers, we frequently heard and answered the following question about Safeway:

Who Qualifies for and Should Get Safeway Car Insurance?


Safeway membership is to the public. The following list summarize who can join Safeway auto insurance:

  • Unless you live outside of one of the states where Safeway Insurance offers coverage, we have not seen any restrictions.

The obvious next question is, who should get Safeway car insurance? Given Safeway auto insurance's lack of discounts, means that the company is best for drivers without prior coverage or who have been in an accident.

Is Safeway good insurance?


Overall, Safeway is a top insurance carrier. Safeway's customer base is known for being very loyal to the brand and taking advantage of the wide range of Safeway's products and services. Safeway is a premium product with premium service. If you’re trying to get the best deal on insurance possible, Safeway is probably not your best choice.

Is Safeway Flexible With Payments?


The answer is short and sweet: yes, Safeway offers flexible payment plans. Life can happen and especially during the COVID-19 pandemic, a lot of Americans face competing financial obligations. Safeway’s flexible payment plans can be tailored to your personal salary or pay-schedule so you never miss a payment.

Safeway’s standard payment plans are the Six-Month Policy and the 12-Month Policy. On both of these policies, you can choose to either pay 100% of the premium upfront against a discount or pay your premium in monthly installments.

Does Safeway Offer Accident Forgiveness?


Safeway will not raise your premium after an at-fault accident if you have been accident free for five consecutive years. Safeway’s accident forgiveness program is rather generous. Sadly, Safeway does not offer its accident forgiveness program nation-wide. The following states are excluded from the program, likely for regulatory reasons: California, Connecticut, Delaware, New York and North Carolina.

Other insurance carriers raise your premium significantly when you are involved in an accident caused by negligence. Other insurance carriers are even worse: they won’t accept you as a customer if you don’t have a completely clean accident history.

Compare to other insurance carriers


To make it easy for you, we reviewed a number of carriers in the same format. We find it very hard to compare insurance companies apples-to-apples. Therefore, take a look at our reviews:


Saved money on Safeway done! Now save on your loan!

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