top of page

Home / FAQs / Save Thousands on Your Plymouth Rock Car Insurance

Save Thousands on Your Plymouth Rock Car Insurance

Nicholas Hinrichsen - Published: December 1, 2023

You can lower your monthly premium on your Plymouth Rock car insurance and save $1,230 every year / $103 every month through getting a free quote in 2 minutes. You are a great candidate for lowering your insurance premium if (a) you haven’t changed your insurance carrier in the last 12 months and/or (b) if you improved your credit and/or (c) if you paid off your car loan.

Instead of continuing to pay your Plymouth Rock policy why not get a free quote from other auto insurance companies now and save thousands in minutes without any changes to your insurance coverage.

Manage My Plymouth Rock Insurance

Our goal is to help you build financial strength by comparing car insurance companies. We wrote in-depth car insurance reviews so you can compare the different carriers, lower your monthly payments and get the lowest insurance rate possible. If you’re looking for ways to manage your Plymouth Rock insurance, you must be trying to achieve one of the following things:

Manage Insurance / Auto Policy

Go to 'Login' provide Email and Password and you’ll be able to edit, update or change your insurance settings.

File or Manage a Claim

When trying to file or manage a claim, you can select one of four options. File an auto claim, property claim, roadside assistance claim or auto glass claim. On this page, you can also find COVID-19 related questions and answers as well as general FAQs.

Explore Rideshare Coverage

If you want to use your car for ridesharing, your standard Plymouth Rock auto insurance won’t apply. Through a Plymouth Rock ridesharing GAP coverage policy, you can insure yourself while transporting passengers or transporting goods for delivery.

Plymouth Rock insurance offers a number of different methods to manage your insurance policy or pull up your id card via a mobile app:

If you just want to stay in touch with Plymouth Rock and know what’s going on, connect with Plymouth Rock in one of the following engaging ways:

Cancelling your Plymouth Rock Insurance Policy

You can cancel your Plymouth Rock insurance policy via the iPhone / Android app, the website or over the phone through customer service at (855) 993-4470. The whole process will take no longer than 3 minutes.

You might also explain that you're leaving because you're getting lower auto insurance quotes elsewhere. Often, insurance carriers are willing to negotiate when they know they'll lose you otherwise.

Background on Plymouth Rock

Plymouth Rock Assurance is a regional insurance company serving customers in: NJ, MA, CT, PA, NY, and NH. Founded in 1982 and headquartered in Red Bank, NJ, the company is known for offering one of the most impressive selections of coverage out of any insurer in the country.

Plymouth Rock Insurance Products

Plymouth Rock has a variety of insurance products meant for the benefit of its members/customers and policyholders. These primarily span across the following categories:

Automobile Insurance: These policies are meant to cover both liability and property damage for owned vehicles. The policies vary widely with regard and you need to pick whatever suits your needs best, e.g. number of miles you drive, whether or not you want collision coverage and comprehensive coverage, whether or not you want rental reimbursement and whether or not you want coverage for underinsured or uninsured motorists. We’ll go into more details and how to obtain car insurance quotes below.

Home and Property Insurance: These policies are meant to cover both liability and property damage for a residents primary dwelling. This includes both renters insurance and homeowners insurance/home insurance, condo insurance as well as coverage for personal property or rental properties including but not limited to boat insurance, personal property insurance, valuable personal property, umbrella insurance etc.

Business Insurance: Business insurances include but are not limited to general liability insurance, commercial auto insurance, commercial property insurance, business owner's policy, professional liability insurance (aka errors and omissions), worker's compensation insurance, inland marine insurance, key person life insurance, home-based business insurance and business interruption insurance.

Other Insurance: Under other insurance, we often find umbrella policies to widen your protection above and beyond your primary coverage as well as flood insurance.

Insurance Contact Plymouth Rock

Should you need to contact Plymouth Rock’s customer service team (be it for to file insurance claims or for general customer service related questions), you have three options to proceed:

  • You can call Plymouth Rock toll-free at (855) 993-4470
  • You can email Plymouth Rock by using the email form at the bottom of the Contact US page at
  • You can send Plymouth Rock a letter to Plymouth Rock, 581 Main Street, Woodbridge New Jersey 07095, United States

A Plymouth Rock representative will get back to you within 24 - 48 hours.

Plymouth Rock Ratings, Reviews and Complaints

Plymouth Rock has a number of ratings and reviews. The most reliable resources to an independent and unbiased description from customers and employees can be found on the following four pages:

We find that consumers should take these reviews and complaints with a grain of salt. Usually, primarily upset customers feel the necessity of going through the effort of leaving a written review. We therefore recommend looking for patterns within Plymouth Rock’s customer reviews more so than interpreting individual reviews too deeply.

Have you had a negative or positive experience worth sharing? If so, we encourage you to document your Plymouth Rock experience on one of the above pages. Other prospective customers and Plymouth Rock employees will thank you for the transparency and generous use of your time.

Insurance Costs, Quotes and Discounts from Plymouth Rock

Getting a Quote: To get a quote, you can apply directly through Plymouth Rock here. Filling out a quote requires having a Plymouth Rock login and then answering a few basic questions about you, the members in your household, your vehicles, and your driving record. You can receive a quote either online, on the phone, or through a local branch.

Plymouth Rock Auto Insurance Costs: Plymouth Rock proposes to save members/customers an average of $695 when compared to other insurance providers. When independently compared to other insurers (e.g. via US News) Plymouth Rock saved the average member $255 compared to the next best national insurer (Geico). Depending on your driving record, the table below is a great reflection of what costs to expect on average.

6 Month Average Premium Monthly Average Premium
Average Price $578 $48
Driver w/ At-fault Accident $695 $58
Driver w/ Good Credit (670+) $591 $49
Driver w/ Bad Credit (<580) $1,097 $91
Driver w/ Speeding Ticket $593 $49

Insurance Discounts Available: There are several discounts Plymouth Rock offers drivers for the auto insurance policy:

  • Advance Shopper
  • Anti-theft
  • Away at School
  • Companion Package
  • Driver Training
  • eDocuments
  • Good Student
  • New Driver
  • Paid in Full
  • Safety Pledge
  • Motor Club
  • Affinity Group

Plymouth Rock Bundling Discounts: Plymouth Rock proclaims to offer a discount to members who bundle home and auto insurance policies. To qualify the auto policy must be in place prior to the home policy. It should be noted that some other national insurance companies (such as Allstate) offer discounts of up to . Yet when independently reviewed, Plymouth Rock still often had the lowest cost for bundled home and auto policies.

Other Insurance Brands Related to Plymouth Rock

Plymouth Rock has grown into a huge financial services conglomerate. Brands related to Plymouth Rock include but are not limited to the following:

Plymouth Rock Group of Companies

  • Plymouth Rock Assurance Corporation
  • Plymouth Rock Home Assurance Corporation
  • Bunker Hill Insurance Casualty Company
  • Bunker Hill Preferred Insurance Company
  • Bunker Hill Property Insurance Company
  • Bunker Hill Insurance Company
  • Pilgrim Insurance Company
  • Pilgrim Risk Management, LLC
  • Mt. Washington Assurance Corporation
  • Plymouth Rock Management Company of New Jersey
  • Palisades Safety Insurance Agency, Inc.
  • Palisades Safety and Insurance Association
  • Palisades Insurance Company
  • Palisades Property and Casualty Insurance Company
  • High Point Preferred Insurance Company
  • High Point Safety and Insurance Company
  • High Point Property and Casualty Insurance Company
  • High Point Brokerage Company, Inc.
  • Twin Lights Insurance Company
  • Teachers Auto Insurance Company of New Jersey
  • Rider Insurance Company
  • Rider Insurance Agency, Inc.
  • Perks and More, LLC
  • Plymouth Rock Assurance Corporation of New York
  • Plymouth Rock Assurance Preferred Corporation

Questions People also ask about Plymouth Rock

Our goal has been to provide you with a wide range of content so you can learn more about Plymouth Rock without having to browse through different websites. While talking to our insurance customers, we frequently heard and answered the following question about Plymouth Rock:

Who Qualifies for and Should Get Plymouth Rock Car Insurance?

Plymouth Rock membership is to the public. The following list summarize who can join Plymouth Rock auto insurance:

  • Plymouth Rock is offered to individuals who live in CT, MA, NH, NJ, NY, and PA.

The obvious next question is, who should get Plymouth Rock car insurance? If you are looking a ton of optionality in your coverage selection then Plymouth Rock is worth exploring. For residents in the 6 states where they offer coverage you should get a quote and reviews to determine if Plymouth Rock is for you.

Is Plymouth Rock good insurance?

Overall, Plymouth Rock is a top insurance carrier. Plymouth Rock's customer base is known for being very loyal to the brand and taking advantage of the wide range of Plymouth Rock's products and services. Plymouth Rock is a premium product with premium service. If you’re trying to get the best deal on insurance possible, Plymouth Rock is probably not your best choice.

Is Plymouth Rock Flexible With Payments?

The answer is short and sweet: yes, Plymouth Rock offers flexible payment plans. Life can happen and especially during the COVID-19 pandemic, a lot of Americans face competing financial obligations. Plymouth Rock’s flexible payment plans can be tailored to your personal salary or pay-schedule so you never miss a payment.

Plymouth Rock’s standard payment plans are the Six-Month Policy and the 12-Month Policy. On both of these policies, you can choose to either pay 100% of the premium upfront against a discount or pay your premium in monthly installments.

Does Plymouth Rock Offer Accident Forgiveness?

Plymouth Rock will not raise your premium after an at-fault accident if you have been accident free for five consecutive years. Plymouth Rock’s accident forgiveness program is rather generous. Sadly, Plymouth Rock does not offer its accident forgiveness program nation-wide. The following states are excluded from the program, likely for regulatory reasons: California, Connecticut, Delaware, New York and North Carolina.

Other insurance carriers raise your premium significantly when you are involved in an accident caused by negligence. Other insurance carriers are even worse: they won’t accept you as a customer if you don’t have a completely clean accident history.

Compare to other insurance carriers

To make it easy for you, we reviewed a number of carriers in the same format. We find it very hard to compare insurance companies apples-to-apples. Therefore, take a look at our reviews:

Saved money on Plymouth Rock done! Now save on your loan!


Haven't explored refinancing yet? Take a look at our exhaustive article about all the auto refinance companies and you will realize, is the only fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.
bottom of page