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How to apply for auto loan refinancing?

Ever wonder how to apply for auto loan refinancing? Its easy!

Nicholas Hinrichsen - Published: September 5, 2020

You can save money by applying for auto loan refinancing, but first you need to know how to apply! Luckily its very easy. There are few pieces of information you'll want to get first:

  • Make sure you get the VIN number of your car, remember the Year Make, Model, and Trim
  • If you can - try to find your original purchase contract so you know the interest rate and if you purchased any VSC or GAP contracts with your purchase

Now its time to find a lender who specializes in auto loan refinancing, or finding an aggregator who compares competing loans. There are a few major lenders who specialize in refinancing for multiple credit tiers: Capital One, Ally Financial are some examples of these big banks. For auto loan refinancing aggregators - try WithClutch, RateGenius, or iLending.

Haven't explored refinancing yet?
WithClutch.com is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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