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Save Thousands on Your Dairyland Car Insurance

Nicholas Hinrichsen - Published: January 15, 2021

You can lower your monthly premium on your Dairyland car insurance and save $1,013 every year / $84 every month through getting a free quote in 2 minutes. You are a great candidate for lowering your insurance premium if (a) you haven’t changed your insurance carrier in the last 12 months and/or (b) if you improved your credit and/or (c) if you paid off your car loan.

Instead of continuing to pay your Dairyland policy why not get a free quote from other auto insurance companies now and save thousands in minutes without any changes to your insurance coverage.

Manage My Dairyland Insurance


Our goal is to help you build financial strength by comparing car insurance companies. We wrote in-depth car insurance reviews so you can compare the different carriers, lower your monthly payments and get the lowest insurance rate possible. If you’re looking for ways to manage your Dairyland insurance, you must be trying to achieve one of the following things:

Manage Insurance / Auto Policy

Go to 'My account' provide Email and Password and you’ll be able to edit, update or change your insurance settings.

File or Manage a Claim

When trying to file or manage a claim, you can select one of four options. File an auto claim, property claim, roadside assistance claim or auto glass claim. On this page, you can also find COVID-19 related questions and answers as well as general FAQs.

Explore Rideshare Coverage

If you want to use your car for ridesharing, your standard Dairyland auto insurance won’t apply. Through a Dairyland ridesharing GAP coverage policy, you can insure yourself while transporting passengers or transporting goods for delivery.

Dairyland insurance offers a number of different methods to manage your insurance policy or pull up your id card via a mobile app:

If you just want to stay in touch with Dairyland and know what’s going on, connect with Dairyland in one of the following engaging ways:

Cancelling your Dairyland Insurance Policy

You can cancel your Dairyland insurance policy via the iPhone / Android app, the website or over the phone through customer service at (800) 334-0090. The whole process will take no longer than 3 minutes.

You might also explain that you're leaving because you're getting lower auto insurance quotes elsewhere. Often, insurance carriers are willing to negotiate when they know they'll lose you otherwise.

Background on Dairyland


Dairyland Insurance provides non-standard auto insurance and motorcycle insurance to residents of 42 states. It is a subsidiary company of Sentry Insurance, which is a national insurance company providing personal and business insurance products throughout the United States. Sentry Insurance is headquartered in Stevens Point, Wisconsin.

Sentry has a strong product portfolio including but not limited to property and casualty insurance, workers' compensation, life insurance, and other business insurance, as well as non-insurance products like annuities and retirement policies.

Dairyland insurance and Dairyland insurance agents regard to themselves as a concierge insurance group. Depending on your business profile and personal needs, Dairyland sells auto insurance, state minimum insurance, family trust insurance as well as affordable motorcycle insurance with standard motorcycle insurance coverage. Find a lot more detail about coverage options below.

Dairyland Insurance Products


Dairyland has a variety of insurance products meant for the benefit of its members/customers and policyholders. These primarily span across the following categories:

Automobile Insurance: These policies are meant to cover both liability and property damage for owned vehicles. The policies vary widely with regard and you need to pick whatever suits your needs best, e.g. number of miles you drive, whether or not you want collision coverage and comprehensive coverage, whether or not you want rental reimbursement and whether or not you want coverage for underinsured or uninsured motorists. We’ll go into more details and how to obtain car insurance quotes below.

Other Insurance: Under other insurance, we often find umbrella policies to widen your protection above and beyond your primary coverage as well as flood insurance.

Insurance Contact Dairyland


Should you need to contact Dairyland’s customer service team (be it for to file insurance claims or for general customer service related questions), you have three options to proceed:

  • You can call Dairyland toll-free at (800) 334-0090
  • You can email Dairyland by using the email form at the bottom of the Contact US page at www.dairylandinsurance.com
  • You can send Dairyland a letter to Dairyland, P.O. Box 8021, Stevens Points, WI 54481, United States

A Dairyland representative will get back to you within 24 - 48 hours.

Dairyland Ratings, Reviews and Complaints


Dairyland has a number of ratings and reviews. The most reliable resources to an independent and unbiased description from customers and employees can be found on the following four pages:


We find that consumers should take these reviews and complaints with a grain of salt. Usually, primarily upset customers feel the necessity of going through the effort of leaving a written review. We therefore recommend looking for patterns within Dairyland’s customer reviews more so than interpreting individual reviews too deeply.

Have you had a negative or positive experience worth sharing? If so, we encourage you to document your Dairyland experience on one of the above pages. Other prospective customers and Dairyland employees will thank you for the transparency and generous use of your time.

Insurance Costs, Quotes and Discounts from Dairyland


Getting a Quote: To get a quote, you can apply directly through Dairyland here. Filling out a quote requires having a Dairyland login and then answering a few basic questions about you, the members in your household, your vehicles, and your driving record. You can receive a quote either online, on the phone, or through a local branch.

Dairyland Auto Insurance Costs: Dairyland proposes to save members/customers an average of $681 when compared to other insurance providers. When independently compared to other insurers (e.g. via US News) Dairyland saved the average member $250 compared to the next best national insurer (Geico). Depending on your driving record, the table below is a great reflection of what costs to expect on average.

6 Month Average Premium Monthly Average Premium
Average Price $566 $47
Driver w/ At-fault Accident $681 $57
Driver w/ Good Credit (670+) $579 $48
Driver w/ Bad Credit (<580) $1,075 $90
Driver w/ Speeding Ticket $581 $48

Insurance Discounts Available: There are several discounts Dairyland offers drivers for the auto insurance policy:

  • Multi-vehicle discount
  • Advanced quote discount
  • Transfer discount
  • Payment frequency discount
  • Anti-theft discount
  • Homeowners discount
  • Defensive driving discount
  • Motorcycle group affiliation discount
  • O.G. member discount
  • Loyalty discount
  • Rider course discount

Dairyland Bundling Discounts: Dairyland proclaims to offer a discount to members who bundle home and auto insurance policies. To qualify the auto policy must be in place prior to the home policy. It should be noted that some other national insurance companies (such as Allstate) offer discounts of up to . Yet when independently reviewed, Dairyland still often had the lowest cost for bundled home and auto policies.

Other Insurance Brands Related to Dairyland


Dairyland has grown into a huge financial services conglomerate. Brands related to Dairyland include but are not limited to the following:

Dairyland Insurance Company

  • … is a subsidary of Sentry Insurance a Mutual Insurance Co

Questions People also ask about Dairyland


Our goal has been to provide you with a wide range of content so you can learn more about Dairyland without having to browse through different websites. While talking to our insurance customers, we frequently heard and answered the following question about Dairyland:

Who Qualifies for and Should Get Dairyland Car Insurance?


Dairyland membership is open to the public. The following list summarize who can join Dairyland auto insurance:

  • We have not seen any restrictions but Dairyland Insurance really is specialized on 'high-risk drivers'
  • SR22, prior DUI, minimum liability etc.

The obvious next question is, who should get Dairyland car insurance? Dairyland Insurance specializes in auto and motorcycle insurance for drivers who typically can’t get coverage anywhere else, such as those with serious or repeated traffic-related offenses or DUI convictions. If you’ve been classified as a high-risk driver, Dairyland might be right for you.

Is Dairyland good insurance?


Overall, Dairyland is a top insurance carrier. Dairyland's customer base is known for being very loyal to the brand and taking advantage of the wide range of Dairyland's products and services. Dairyland is a premium product with premium service. If you’re trying to get the best deal on insurance possible, Dairyland is probably not your best choice.

Is Dairyland Flexible With Payments?


The answer is short and sweet: yes, Dairyland offers flexible payment plans. Life can happen and especially during the COVID-19 pandemic, a lot of Americans face competing financial obligations. Dairyland’s flexible payment plans can be tailored to your personal salary or pay-schedule so you never miss a payment.

Dairyland’s standard payment plans are the Six-Month Policy and the 12-Month Policy. On both of these policies, you can choose to either pay 100% of the premium upfront against a discount or pay your premium in monthly installments.

Does Dairyland Offer Accident Forgiveness?


Dairyland will not raise your premium after an at-fault accident if you have been accident free for five consecutive years. Dairyland’s accident forgiveness program is rather generous. Sadly, Dairyland does not offer its accident forgiveness program nation-wide. The following states are excluded from the program, likely for regulatory reasons: California, Connecticut, Delaware, New York and North Carolina.

Other insurance carriers raise your premium significantly when you are involved in an accident caused by negligence. Other insurance carriers are even worse: they won’t accept you as a customer if you don’t have a completely clean accident history.

Compare to other insurance carriers


To make it easy for you, we reviewed a number of carriers in the same format. We find it very hard to compare insurance companies apples-to-apples. Therefore, take a look at our reviews:


Saved money on Dairyland done! Now save on your loan!

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