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Auto loan refinancing for poor credit?

Bought a car, had challenged credit, facing high payments now and wondering if auto loan refinancing for poor credit works?

Nicholas Hinrichsen - Published: September 9, 2020

Poor credit is a trap and a chicken and egg problem: to get out of poor credit, you need a stable job. To get a stable job, you need a stable life. To have a stable life, you need (amongst a number of other things) a reliable car. To get a reliable car, you need to be able to get an auto loan at a reasonable rate. But ... you can't get an auto loan at a reasonable rate with poor credit.

Does that sound like the dilemma you're facing? The encouraging news is this:

  1. You are not alone! A lot of Americans are in a similar situation and we're helping thousands of them every day.
  2. Through refinancing your auto loan - even with poor credit - we will help you to slowly but surely get yourself out of the poor-credit-hole.

If you've made your payments on your current loan so far, there's a good chance you already qualify for a better rate. Let's take a cool right now!

Haven't explored refinancing yet?
WithClutch.com is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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