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Auto loan refinance lowest rates?

Who offers the lower auto loan refinance rates?
The answer is 'it depends' but we willl focus on bank which specialize in very good credit customers who often publish their best rates. We will be looking at 72 month loan terms for top tier credit. Here's an overview of these Credit Unions.

NameRatePayment per $10k
Delta Community2.48%$150
CarolinaCoopCU2.49%$150
FedChoice2.64%$150
HickamFCU2.74%$151
WescomCU2.74%$151
GreaterIACU2.94%$152
MerrimackValleyCU2.99%$152
APLFCU2.99%$152
LAFinancialCU2.99%$152
DMCU2.99%$152
CampbellCU3.00%$152
GEFCU3.10%$152
ParkViewFCU3.24%$153
PasadenaFCU3.24%$153
Stanford FCU3.24%$153
California CU3.39%$154
Allegacy3.44%$154
MCU3.45%$154


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